Top Easy Ways For Saving Money
Although the economy is said to be on the up plenty of families are still looking of ways to save money and boost their family bank balance. If you’re not naturally used to saving then it can take some serious thought and planning and this is where we step in. We’ve got together our top tips for saving money easily and are sharing them with your below.
Shop Online to stave off Temptation
If you do your weekly or monthly grocery shop online you’ll soon see immediate savings. You can guarantee you buy the cheapest products available because it’s easier to compare and you can also keep tabs on your basket value. If it exceeds your maximum target then you know it’s time to go back around and take out items until you hit the target you had in mind.
You can buy in bulk when it comes to essentials like toilet rolls and staple foods that can be frozen like bread.
Buy Own Brand
There’s nothing wrong with food that has the supermarket’s label upon it. It may not be the brand you’re used to but in 90% of cases the taste isn’t significantly different and you’ll soon see if you do a quick comparison that you can save a bundle. Some reports suggest you can save up to 70% if you simply swap down to a cheaper brand. No one will notice the difference at home and your purse will be heavier for it!
Cook like a Pro
Ready meals should be thrown out and real cooking should be brought back in. Ready meals are expensive for what you get and in reality you can save a fortune by combining the ingredients yourself. In most instances it’ll be much tastier took and if you don’t already have a repertoire you can find free recipes online too.
Sell your Old Stuff
Human beings are natural hoarders. Chances are there are things in your home that you simply never use and these should be shipped out to better homes. You can sell many things online and whether you’ve got books or games or gadgets to get rid of there’s something who’ll want to buy them. Have a look at your gadget collection for example and have a think about how often you use each thing. Chances are you’ll realise it’s about time to sell the old Xbox 360 or replace the old TV and you can make cash back there too.
Use Comparison Websites
You’ll have seen the adverts on television and probably online and you’re probably a little sick of them but comparison websites really do work. You can save hundreds of not thousands of pounds on essential insurance policies and the cost of fuel. There genuinely is the chance to make some cash back if you switch between energy providers and insurance premiums.
Stop Borrowing
Next time someone offers you a credit card or borrowing offer say no. Make this your default. Credit only ever leads to bad situations and therefore just say no. No more credit cards and no more credit accounts mean you can only spend what you’ve got which is a much healthier way to live.